In 2025, Cash App users in Washington state got some good news. A big class action lawsuit against Cash App’s parent company, Block, Inc., ended with a $12.5 million settlement. This deal is about unwanted text messages sent through the app’s referral program. If you got one of those spam-like texts without saying yes to them, you might be able to get up to $147. But wait – the claim deadline has already passed since today is December 22, 2025. Don’t worry, we’ll explain what happened, who can still benefit, and what comes next. This guide breaks it all down in easy words so you can understand without any confusion.
This settlement is a win for people who hate getting junk texts. It shows how companies must follow rules about sending messages. Keep reading to learn if you’re part of it, how payments work, and tips for similar cases in the future. We’ll use simple language, lists, tables, and FAQs to make it clear.
What Is the Cash App $147 Settlement All About?
Cash App is a popular app for sending money to friends or buying things. It has a feature called “Invite Friends” where users can get a $5 bonus for referring others. But some people said Cash App helped send texts to their contacts without permission. This led to a lawsuit called Bottoms v. Block, Inc.
The lawsuit claimed Block broke Washington state laws by helping send these unsolicited commercial texts. These laws are the Commercial Electronic Mail Act (CEMA) and the Consumer Protection Act (CPA). Basically, they protect people from spam messages that try to sell or promote something.
Block didn’t agree they did anything wrong. They said they followed all rules and the claims weren’t fair. But to avoid a long court fight, they agreed to pay $12.5 million into a fund. This money covers payments to affected people, lawyer fees, and other costs. The court approved this deal on December 2, 2025, making it official.
Why is it called the “$147 Settlement”? That’s the top amount each eligible person might get. The actual payout depends on how many people claimed. If fewer claims came in, payments could be higher; if more, a bit lower. Experts guessed it would be between $88 and $147 per person.
This isn’t the first time apps like this face trouble over texts. It reminds everyone to check privacy settings and report spam. If you’re in Washington and used Cash App, this could affect you.
Who Qualifies for the Cash App Settlement?
Not everyone gets money from this settlement. It’s only for a specific group. Here’s who can qualify in simple terms:
- You must have lived in Washington state when you got the text.
- The text had to be from Cash App’s referral program, like: “Hey! I’ve been using Cash App to send money… Try it using my code and you’ll get $5.”
- You got it between November 14, 2019, and August 7, 2025.
- You didn’t give clear permission (consent) to receive such messages.
Important: These texts aren’t about someone sending you money. They’re just invites to join Cash App for a bonus.
If you said yes to marketing texts from Cash App, you’re out. Also, if you’re not from Washington, this doesn’t apply – the laws are state-specific.
How many people are involved? About 1.97 million Washington residents might qualify. But only those who filed claims on time get paid.
To check if you qualify, think back: Did you get a random Cash App invite text? Was your phone number in Washington? If yes, and no consent, you might be in.
Quick Eligibility Checklist
Use this list to see if you fit:
- Resident of Washington state during the text date? Yes/No
- Received a referral text (not a money transfer notice)? Yes/No
- Date between Nov 2019 and Aug 2025? Yes/No
- No permission given for such texts? Yes/No
If all yes, you could have claimed.
How Much Money Can You Get from the Settlement?
The total pot is $12.5 million. After taking out costs like admin fees (for running the settlement), lawyer pay (up to 30% or about $3.75 million), and a small award to the person who started the lawsuit (up to $5,000), the rest goes to claimants.
Each person gets a share. If 5% of eligible people claimed (about 98,000), payouts would be around $147 each. If more claimed, it drops to $88 or so. The exact amount isn’t public yet since distribution just started.
Payments come as checks or direct deposits. No taxes on this money for most people – it’s like getting back for annoyance.
Compared to other spam text settlements, this is generous. Usually, people get $20-$60. Here, it’s higher because of strong Washington laws.
How to Claim Your Share in the Cash App Settlement
Claiming was easy, but the window closed. Here’s what people did:
- Go to the official site: www.bottomstextsettlement.com
- Fill out the claim form online or download and mail it.
- Give your name, address, phone number that got the text, and confirm no consent.
- Submit by the deadline.
No proof like screenshots was needed – just your word under penalty of lying.
If you claimed on time, watch your mail or email for updates. Payments started after December 2, 2025 approval.
Missed it? You’re still part of the class, meaning you can’t sue Cash App over this anymore. But no money for you.
For future tips: Always file claims early in class actions. Sites like TopClassActions.com list open ones.
Key Deadlines for the Cash App $147 Settlement
Time matters in these deals. Here’s a table with all important dates:
| Deadline Type | Date | What It Means |
|---|---|---|
| Claim Submission | October 27, 2025 | Last day to file for money. (Passed) |
| Opt-Out (Exclusion) | October 27, 2025 | Last day to say “I don’t want in” and keep sue rights. (Passed) |
| Objection/Comment | October 27, 2025 | Last day to tell the court if you disagree. (Passed) |
| Final Approval Hearing | December 2, 2025 | Court said yes to the deal. (Done) |
| Payment Distribution | Started after Dec 2, 2025 | When checks go out. Ongoing as of Dec 22, 2025. |
These dates are from the official site. If you filed, expect payment in weeks or months.
What Happens If You Missed the Deadline?
Since today is December 22, 2025, claims are closed. If you didn’t file:
- No payout for you.
- But you’re bound by the settlement – can’t sue Block over these texts.
- If you opted out before Oct 27, you keep your rights but get nothing.
Check the site for any appeals or delays. Sometimes, courts extend things, but not likely here.
Learn from this: Sign up for alerts on settlement sites or apps.
Why This Settlement Matters Today
In 2025, privacy is big. Apps collect data, but laws protect us from spam. This case shows Washington leads in consumer rights. Other states might follow.
Cash App changed its referral program to need clearer consent. It’s safer now.
If you got spam texts from other apps, report to FTC.gov or your state attorney general.
FAQs About the Cash App $147 Settlement 2025
Here are common questions with simple answers:
Q1: Is this settlement real?
Yes, approved by a federal court in Washington. Official site: www.bottomstextsettlement.com.
Q2: Can people outside Washington claim?
No, only Washington residents at the time of the text.
Q3: How do I know if my claim was approved?
The admin will contact you. Check the site or call 1-XXX-XXX-XXXX (use official contact).
Q4: When will I get paid?
Distribution started after Dec 2, 2025. It could take 30-90 days.
Q5: Is there tax on the payout?
Usually no, as it’s for personal harm. But ask a tax pro.
Q6: What if I got multiple texts?
Still one payout per person, not per text.
Q7: Can I still use Cash App?
Yes, the settlement doesn’t stop that. It’s just about past texts.
Q8: Are there other Cash App settlements?
Yes, like a security one at cashappsecuritysettlement.com, but different.
Q9: How to avoid spam texts?
Block numbers, use app privacy settings, report to carriers.
Q10: Where can I get more help?
Visit the official site or email the admin listed there.
Conclusion: Stay Informed and Protect Your Rights
The Cash App $147 settlement of 2025 is a reminder that your phone is private. Washington users who got unwanted referral texts without permission could get $88-$147, but only if they claimed by October 27, 2025. With the deal approved on December 2, payments are rolling out now.
If you missed out, don’t fret – watch for other class actions. Always read notices and act fast. This case helps make apps better about consent.
For the latest updates, check www.bottomstextsettlement.com. If you’re eligible and filed, congrats on the extra cash! Share this guide to help others.